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Related Links
AARP
Lots of information on all facets of the baby boomer life style. You should be a member!
Society of Certified Senior Advisors
People from all walks of life and businesses that have taken the time to be trained on the Baby Boomer life style and our special needs. All of the Loan Officers that we work with have been certified.
Senior Real Estate Specialists
This site allows you to find Realtors in your local area that have been trained to help with our special housing needs.
U.S. Department of Health and Human Services
Order a copy of "Own your Future." It's free and easy to order. Look for the booklet on this front page.
Accelerated Death Benefits
This Web site page defines and describes Accelerated Death Benefits which are a provision that can be added to a life insurance policy to pay-out funds in advance of your death. It describes the opportunities and limitations of this financing vehicle.
Adult Day Services
This Web site describes the services and supports typically available in an Adult Day Service Center.
Adult Day Services
This Web site provides greater detail on Adult Day Services. It also offers a version of the information in pdf format in Spanish, Chinese and Russian.
Advance Directives
This Web site provides detailed information about Advance Directives including basic definitions, research reports, sample forms you can use, information on legal issues, advanced directives for specific medical conditions and much more.
Aging
This National Institute on Aging Web site has extensive material on aging, covering a wide variety of topics such as care giving, wellness, medications, safety, Alzheimer's disease, gender-specific aging information and more. Numerous publications are available at this site. You can also sign up to receive e-mail alerts on specific topics of interest.
Alzheimer's Disease
This site offers an easy to read fact sheet on Alzheimer's disease, in both English and Spanish. It also include in-depth information on research, support for caregivers, an opportunity to "chat" with other families impacted by this disease and much more. There are a variety of free publications which you can order or download. The site gives the user the ability to "search" a database of information on the disease.
Assisted Living Facility
This Web site provides detailed information on Assisted Living Facilities, including a version of the information in pdf format in Spanish, Chinese and Russian. It also provides tips and checklists for choosing a facility.
Assistive Devices
This Web site describes the types of devices and technology that can you include in your home to help you adapt to the physical and mental challenges of aging or an illness or disability. It includes items such as books-on-tape, wheelchair ramps, computer-based aids, therapies, prosthetic devices and much more. It provides information on how you can pay for these types of devices and offers fact sheets in multiple languages.
Board & Care Homes
Both these Web sites provide a very brief definition of board & care homes and a link to a website, Eldercare Locator, that can help individuals find a variety of long-term care services in their community.
Caregiver Support
This Web site provides information on resources and publications related to supporting individuals who are providing care to a friend or loved one. One of the links includes information on more than 60 aging topics including information on caregiving and death and dying.
Caregiver
This website includes links and publication guides on a wide variety of topics of relevance to caregivers in the workplace including information on long-distance caregiving, services in the community, a fact sheet on nursing homes, and other information.
Care Coordinator
This Web site provides tips and information on how to select a care coordinator (or geriatric care manager) to assist you in knowing what type and amount of care your loved one may need, how to choose a provider and other caregiver concerns.
Continuing Care Retirement Community
This Web site has a section on "Housing Plus Help" which describes a variety of housing options for seniors that also provide on-site or arranged services and supports. There is also specific information about how find a CCRC in your area.
Disability Info
This site includes a compilation of many government websites on a wide range of topics including nursing home use, home and community-based services and supports, persons with mental illness, long term care workers and others. The website focuses on recent government research and analytical reports on these and related topics. It also includes links to information on Medicare, Medicaid, Medicare supplemental coverage and more.
Emergency Response System
This Web site describes the various types of emergency response systems and gives you shopping tips for how to choose the one that is right for you. It provides a list of "questions to ask" when shopping for a system.
Federal Long Term Care Insurance Program
This Web site provides extensive information about the Long Term Care Insurance Program available to federal employees, annuitants and their family members. There are sections on frequently asked questions, information about how to apply, and a great deal of useful background information to learn about long term care risks, costs and insurance.
Home Equity Conversion Mortgage (HECM)
This Web site describes the Home Equity Conversion Mortgage Program (HECM) which can enable an older home-owning family to stay in their home while using some of its built up equity. The program allows such a household to get an insured reverse mortgage that converts equity into income. It describes the choices consumers have for the type of payout they can choose and provides information on "how to apply" and "how to learn more."
HUD
This Web site provides information on a variety of housing options and suggests that individuals do some research first to determine what kind of assistance or living arrangement they need, what their health insurance might cover, and what they can afford. The site also informs the user about financial assistance resources and guides for making the right housing choice.
Home Health Care
This Web site provides detailed information about home health care—what kind of services are available, how to choose a provider, how to pay for care and more. Fact sheets are available in different languages.
Health Statistics
This Web site is research-oriented with statistics on home care use and other facts and information about home health care.
Aging and Disability Resource Center
This site is a link to the Aging and Disability Resource Center where individuals can find out about resources for receiving care at home in their local community. It lists the 43 states that have ADRCs to help people find services and support for their at-home care needs.
Home Modification
This site describes the types of changes you can make to your home to better meet your needs as you age or if you have or develop limitations in your ability to function independently. Examples of home modifications include walk-in or roll-in showers, grab bars, ramps, and handrails The site provides a "checklist" of items to review to determine how suitable your current living situation is to meet your current and future needs, and changes you might consider making (e.g., remove loose throw rugs to avoid the possibility of a fall.) Other tools include a chart that shows what "solution" might work best for each type of "difficulty" someone might have.
Home Remodeling
This Web site also describes the types of situations you might encounter that would require you to make modifications to your home to make it better suited to your needs as you age or become ill or disabled.
Housing
This site talks about a wide range of housing options for seniors including enhancements to your current home to better support your needs as you age, moving to an easier to maintain or shared living environment, or arranging for care in your home. The site has more detailed information on home modifications, reverse mortgages, financial assistance, meals-on-wheels, finding in-home care and other topics.
Hospice Care
This site describes hospice programs, how they work, how you can pay for hospice care,and where to go for more information on this topic.
Long Term Care—General Information
This link provides an introductory article about long term care needs and the role that insurance can play in meeting those needs.
Financing Long-Term Care
This research report by the Congressional Budget Office (CBO) explores in depth the needs and challenges of financing care for a rapidly growing elderly population in America.
Long-Term Care Services
This site provides some questions you should ask and things to think about as you look into selecting long term care services and providers for yourself or a loved one.
Long Term Care Insurance
This link provides a consumer guide to long term care insurance. The guide defines basic terms of the insurance, describes the services typically covered and offers "shopping tips" for the consumer.
Long-Term Care Insurance
This site provides introductory information about long term care insurance and provides many links to other sites with additional information to help individuals considering buying long term care insurance, including the Shoppers' Guide to Long Term Care Insurance published by the National Association of Insurance Commissions (NAIC). It also provides links to help you find the State Health Insurance Counseling Program in your state which can advise you about long term care insurance, as well as other types of insurance you might need as you age.
Long-Term Care for Federal Employees
This Web site provides basic information about long term care, and the program available to Federal employees, retirees and their families.
NAIC's Long Term Care Insurance Shopper's Guides
This link goes directly to a free copy of a consumer booklet called "The Shoppers' Guide to Long Term Care Insurance" which is published by the National Association of Insurance Commissions (NAIC). It includes a "worksheet" you can use to compare policies as you shop.
Long Term Care Planning
This Web site provides information on the elements essential to making a good plan for your future long term care needs and for sharing your plans with trusted family members and friends. Planning is defined broadly to include financial, lifestyle, health care and prevention and end-of-life planning.
Long Term Care Services—Help Finding Care
This site is a public service of the U.S. Administration on Aging called Eldercare Locator. It helps older Americans and their caregivers find sources of information on senior services in their area. It links those who need assistance with state and local area agencies on aging and community-based organizations that serve older adults and their caregivers. The website also provides a toll free line you can call to speak with a specialist to help you with your elder care needs.
Nursing Homes
This site allows you to review and compare information on nursing homes and helps you find the most suitable facility to meet your needs.
Home Care Providers
This site allows you to review and compare information on home care providers and helps you find the most suitable options to meet your needs.
Meal Services at Home
This Web site has information on meals on wheels and other at-home services including links to other Web sites with more detailed information on meal services and supports.
Medicaid
This site has general information about Medicaid eligibility and includes some additional links to other sites for more information. It has a 2005 fact sheet that summarizes features of the Medicaid program.
Medicare
This is the official government Web site for people with Medicare. It provides information on Medicare's health benefits, Part D prescription drug coverage, and Medicare supplemental plans. You can also download the consumer booklet "Medicare & You" which is updated every year and has the most complete and up to date information on Medicare.
Medicare Supplemental Insurance
This section of www.medicare.gov provides information on the original Medicare Plan as well as information on Medicare Health Plans (like HMOs and PPOs) and other "Medigap" policies designed to assist with some of the co-payments and deductibles one would face under Medicare. The site lets you find and compare Medigap plans.
Nursing Homes
This site provides a summary of key statistics on nursing homes, including how many facilities there are, average occupancy rates, patient profiles, average lengths of stay and more.
Housing Plus
This Web site has a section on "housing-plus" describing housing options which also provide services to those who need them. Nursing homes are included within the list of "housing-plus" options described here. Other links to nursing home information can also be found here.
Nursing Home Compare
This site brings you to "Nursing Home Compare" which includes information on nursing homes that are Medicare or Medicaid certified. This site provides contacts where you can find out more about facilities not included in the Medicare.gov Web site.
Older Americans Act
This site provides information on the history and current activities and resources authorized and funded by "The Older Americans Act." The Act created the Administration on Aging that authorizes grants to States for community planning and services programs, and research, demonstration and training projects in the field of aging. There have been many amendments to the Act over time to expand its activities in order to meet the needs of the populations it serves.
Partnership for Long Term Care
This is the official Web site of the California Partnership for Long-Term Care. It has information designed for consumers as well as a section for agents selling Partnership-approved long-term care insurance policies. You can find out which companies participate in the program and details about how the Partnership works in this state.
New York Partnership Program
This is the official Web site of the New York Partnership Program. In addition to information on Partnership policies available in New York, it also provides basic background information about long term care costs and risks and help deciding whether to obtain a Partnership policy.
Connecticut Partnership Program
This is the Connecticut Partnership Program site that has information for consumers, insurers, policymakers, researchers and others wanting to know more about the program.
Indiana Partnership for Long-Term Care Program
The Indiana Partnership for Long-Term Care Program is described here. It lists participating companies and includes important facts and figures about the program.
Partnership for Long-Term Care
This is the site of the Partnership for Long-Term Care, a collaboration between Medicaid and long-term care insurers. The Program is designed to provide an alternative to spending down or transferring assets and reduce long-term care costs for the Medicaid program. This site includes telephone contact information and Web site contact information for the four original Partnership states.
4-state Partnership Program
This site provides an overview of the original 4-state Partnership program. It includes a PDF document prepared by the U.S. Government Accountability Office.
Respite Care
This Web site provides an overview to the types of services and resources that comprise respite care. Information is available in different languages.
Reverse Mortgages
This Federal Trade Commission site includes a fact sheet on the various types of reverse mortgages available to consumers.
Veterans Administration
This part of Department of Veteran’s Affairs Web site describes health benefits and programs and services for Veterans.
WorkingCaregiver
WorkingCaregiver.com - Employees Source for Elder Care Solutions.
WorkingCaregiver Blogspot
WorkingCaregiver.com - Blogspot.
Other Helpful Links
This Web site provides contact information and brief descriptions for a wide variety of organizations focused on issues related to aging and long term care.
Federal Resources for Long-Term Care and Aging
This link provides a list and contact information for a number of additional federal resources with information on long term care and aging issues such as the Food & Drug Administration, Cancer Information Services, the Housing & Urban Development (HUD) agency and many others.